Best Car Insurance Mobile Apps of 2021

Gradual application

Best for: Ease of use
Characteristics: Policy information, insurance quotes and applications, insurance ID cards, billing, roadside assistance, claims center
App Store Rating: 3.5

Drivesense Insurance

Best for: Parents/guardians of young drivers
Characteristics: Driving habits monitoring, discount rewards for safe driving
App Store Rating: 4.5
(Image courtesy of esurance.com.)

Metromile

Best for: commuters
Characteristics: Insurance ID cards, claims filing, roadside assistance, policy access, billing, vehicle tracking, street scan alerts, check engine light decoder, trip tracking
App Store Rating: 4.7
(Logo courtesy of Metromile.)

Allstate Driverwise

Best for: New pilots
Characteristics: Savings, driving trends, phone usage monitor, trip data, rewards program, driving information
App Store Rating: 4.8

Geico mobile app

Best for: Characteristics
Characteristics: Insurance ID cards, roadside assistance, easy estimates, live chat, virtual assistant, vehicle maintenance
App Store Rating: 4.8

More than 80% of the world’s population now uses a smartphone, according to cellphone retailer bankmycell.com.

As the use of smart phones and connected devices has increased, consumer reliance on mobile apps that streamline their shopping and financial matters has also increased. It follows that auto insurance customers now demand the same level of convenience and functionality from an insurer’s mobile app that they use from digital tools in any other industry.

Coverage.com recently reviewed the functionality of car insurance mobile apps and determined that not all insurance apps are created equal. The slideshow above illustrates the best auto insurance mobile apps in 2021, according to research conducted by Coverage.com.

In general, digital experience experts report that top-rated mobile apps have the following characteristics:

1. They provide an excellent user experience.
2. They charge quickly and work well.
3. They are “extremely helpful” and provide easily accessible customer support.
4. They quickly adapt to user needs.
5. They are compatible with various mobile platforms.

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